What a prop firm evaluation is, with Fintokei as the example

How Fintokei describes its service

Kocchan

So does Fintokei trade its own money alongside me?

BlueSnyaiper

Fintokei says it is not a traditional prop firm with its own trading desk. It describes a modern prop firm that offers education and evaluation, and says all trades happen in a virtual environment, not the real market.

• Fintokei describes itself as a company that provides education and evaluation for traders.
• It says it is a "modern prop firm" and not a traditional prop firm with an in-house trading desk.
• All customer trades are made in a virtual environment and are not executed in the real market.
• Fintokei says it is part of Purple, a fintech group founded in 2011.

These are Fintokei's own statements from its FAQ and home page, not our assessment. For the plans and fees, see the Fintokei overview. Source: Fintokei official site (checked 2026-10-13).

Fees, evaluation and rewards in Fintokei's model

In Fintokei's model you pay a one-time fee for a plan, trade a simulated account and are measured against rules. Fintokei offers four plans, from a 1-step evaluation to a 3-step one.

1. Choose a plan and pay the fee. The fee is a one-time payment. Fintokei shows it from 44 US dollars for the StartTrader and SwiftTrader plans, from 49 for ProTrader and from 69 for ProTrader Swing (checked 2026-10-13).
2. Trade within the rules. As an example, the ProTrader plan shows profit targets of 8% in the first stage and 6% in the second, a daily loss limit of -5% (measured on equity), an overall loss limit of -10% and an open-risk limit of -3%, with no time limit. Fintokei explains the open-risk limit as a rule that one trade set-up cannot risk more than 3% of the account. This page does not list the targets and limits of other plans.
3. Rewards. Fintokei shows a reward share as a percentage that depends on the plan, from 50% to 100%, and says rewards can be received every two weeks. Its terms set out when you qualify, so read them first.

Virtual accounts, failing and the fee

Kocchan

If I fail the evaluation, do I get my fee back?

BlueSnyaiper

Fintokei says you can try again after failing. It describes the fee as a one-time payment. Our notes do not cover refund terms, so read Fintokei's terms before paying. It also says payouts are not guaranteed.

• The trading is virtual, the fee is real. The money in the evaluation account is simulated, but the fee you pay is your own money.
• Failing is part of the design. Fintokei publishes loss limits for ProTrader and says failed evaluations can be retried. Check the plan's terms for the rules that cause an evaluation to fail.
• Treat the fee as money you may not get back. Fintokei describes it as a one-time payment. Check its terms for any refund conditions.
• Payouts are not guaranteed. Fintokei's own notice says the results and payouts it shows are not typical, and that past results on a virtual account do not show future results.

What to check before paying

• Eligibility. Fintokei says adults aged 18 or over can join without a particular background or degree. It does not accept people with a record of financial crime or people under sanctions. Its FAQ also lists the nationalities and places of residence it does not serve, and some it limits for now. The lists can change, so read the current FAQ.
• The exact rules of your plan. Check your chosen plan's profit targets, loss limits and any time limit. The detailed figures on this page describe ProTrader only.
• What you can trade and where. Fintokei lists forex and CFDs on metals, energies and stock indices, all in the virtual environment. Crypto and shares are not offered at the moment. Platforms are TradingView, MetaTrader 5 and cTrader.
• How rewards are paid. You choose a payout method, and some methods are open only to certain countries. Minimums and fees are in Fintokei's own guide.
• Regulation. Fintokei says it is currently not regulated because it does not provide regulated investment services, collect customer deposits or route actual trades. That is its own statement.

Fintokei's pages are the source for all of the above (checked 2026-10-13).